Andrea Murzello has a doctorate in pharmacy and a stable job at a nonprofit. But she says she can’t afford to grow her family — not under the Trump administration’s latest student loan policy shift.

Millions of student loan borrowers are waking up to a new set of financial terms, ones that could reshape their repayment journey dramatically.

Interest on student loans is set to resume for millions of borrowers, potentially costing many Americans thousands of dollars a year.